business

Business Owner Insurance

As a business owner, you know a simple convenience can help “a hard day’s night” seem less bothersome—that’s why Business Owners Insurance, also known as a Business Owners Policy (BOP) exists. It’s an enhanced plan that combines general liability and property liability insurance into one convenient package. You can also add endorsements to your policy to cover specific risks, like cyber liability. Policies are available to most businesses that generate less than $10 million in annual revenue and is a popular choice for a variety of small and mid-sized businesses like contractors, boutiques, and restaurants. Business Owners Insurance can also help you save money because combined, the covered claims can be offered at a lower rate than if you were to purchase them separately.

We've got you covered.

General Liability

Cover all your bases, which means coverage for medical, legal, and other related costs from claims like third-party bodily injury, third-party property damage, and advertising injury.

Property Liability

Get financial assistance to repair or replace your physical assets (building, furniture, supplies, inventory, equipment) if they are damaged, lost, or stolen.

Crime Insurance

Protect your business from third-party burglaries, robberies, or employee theft that result in the loss of physical or digital money and financial securities.

Request a quote
for Business Owner insurance.

Start your Business Owner quote fast by answering just a few easy questions and we’ll compare rates and coverages to create a policy taylor made for you.

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Talk with our
Business Owner expert.

  • Holly Wurst

  • Commercial Lines Account Manager
  • 814-315-1322
  • hwurst@samuelpblack.com

Build a custom policy

Safeguard all aspects of life.


Commercial Auto

Whether you own, lease, or rent a vehicle for business use, Commercial Auto Insurance will protect you from common physical damage and liability claims, among other inconvenient expenses.

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Management Liability

Innovative leadership can propel a business forward, but this doesn’t mean mistakes aren’t made along the way. Management Liability Insurance includes three policies designed to protect your business from cases of misjudgment, poor oversight, and other human errors.

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Commercial Umbrella

Commercial Umbrella Insurance is similar to Business Liability Insurance in that it covers costs like medical, legal, and other expenses related to an accident. The difference is it significantly extends the primary coverage amount to help keep your business afloat.

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Workers Compensation

Workers Compensation Insurance will help cover the various costs that result from an employee’s job-related injury or illness. It’s designed to protect your business, while also providing for your employee in a time of need.

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Business Owner Insurance Partners