ATV & Snowmobile Insurance

Having fun is much more enjoyable when there’s less to worry about, that’s why insurance exists. Recreational vehicles like ATVs, snowmobiles, off-road motorcycles, trail bikes, and golf carts offer a threefold experience of play, sport, and adventure. Most home or auto insurance policies do not include recreational vehicle coverage, yet insurance is required by many states, especially if you plan to drive in public parks. A custom insurance policy for your recreational vehicle will ensure you, your passengers, and your ride are protected so the fun may continue.

We've got you covered.


Liability coverage helps pay for medical bills and lost wages if you cause an accident that injures another person. It can also assist with legal expenses if someone files a lawsuit against you due to an accident.


Collision coverage helps pay for damages if you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over. It can also include coverage for personal protective equipment, like helmets.


Comprehensive coverage helps pay for damages caused by incidents “other than a collision,” like vandalism, theft, and weather. It can be handy when you need to replace or repair custom parts and equipment as well.

Request a quote
for ATV & Snowmobile insurance.

Start your ATV & Snowmobile quote fast by answering just a few easy questions and we’ll compare rates and coverages to create a policy taylor made for you.

Start a Quote

Talk with our
ATV & Snowmobile expert.

  • Cheryl Mantsch

  • Personal Lines Account Manager
  • 814-315-1315

Build a custom policy

Safeguard all aspects of life.


No matter how or where your ride, you understand motorcycles have specific risks. With a custom motorcycle insurance policy, you can reduce or eliminate any coverage gaps that may exist in your auto insurance policy to ensure you, your passengers, and your vehicle are fully protected.

Learn More →


Auto Insurance is mandatory in Pennsylvania, and the cost of your premium will vary depending on multiple factors such as your age, gender, years of driving experience, and accident or moving violation history. Luckily, many coverage options exist so you can select a plan that meets your needs and budget.

Learn More →


Hitting the road in an RV is a time-honored American tradition. And whether you use your RV as a permanent residence or for vacation, you’ll have one less thing to worry about knowing you, your passengers, and your vehicle are protected under a custom RV insurance policy.

Learn More →


Just like you carry an umbrella to protect yourself from a downpour, a custom umbrella insurance policy will protect you from the types of claims that could leave you underwater.

Learn More →

ATV & Snowmobile Insurance Partners