Watercraft Insurance

Ahoy, Captain! How do you enjoy the water—jet ski, pontoon, sailboat? Whatever your pleasure, Watercraft Insurance can help cover costly expenses, so you don’t have to give up the ship. Similar to Auto Insurance, a custom watercraft insurance policy will help protect yourself, your passengers, and watercraft, both on and off the water. Policies will vary based on the type of watercraft you need to ensure, but will typically include coverage for bodily injury, property damage, and medical payments.

We've got you covered.


Collision coverage helps to repair or replace your watercraft, engine, trailer, or any permanently attached equipment in the event of an accident. Other items such as personal effects and emergency assistance tools are also covered.


Liability coverage helps pay for medical, legal, and other related costs if you cause an accident on the water that injures another person and they file a lawsuit against you. It can also assist with wreckage removal and fuel spill cleanup costs.

Uninsured or Underinsured

Boat insurance is not required in Pennsylvania. If you are injured by an uninsured or underinsured boater, this coverage will help pay for medical treatments, lost wages, pain and suffering, and other costs associated with the accident.

Request a quote
for Watercraft insurance.

Start your Watercraft quote fast by answering just a few easy questions and we’ll compare rates and coverages to create a policy taylor made for you.

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Talk with our
Watercraft expert.

  • Cheryl Mantsch

  • Personal Lines Account Manager
  • 814-315-1315

Build a custom policy

Safeguard all aspects of life.


No matter how or where your ride, you understand motorcycles have specific risks. With a custom motorcycle insurance policy, you can reduce or eliminate any coverage gaps that may exist in your auto insurance policy to ensure you, your passengers, and your vehicle are fully protected.

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ATV & Snowmobile

Most home or auto insurance policies do not cover claims for recreational vehicles. For this, you’ll need a custom policy that addresses the unique risks of ATVs, snowmobiles, and similar off-road vehicles. With a more specific and tailored insurance plan, you can have fun without the worry.

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Your pets are beloved members of your family that deserve the best care and protection. With a custom pet insurance policy, you can worry less about costly vet bills and instead focus on the needs of your pet.

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Hitting the road in an RV is a time-honored American tradition. And whether you use your RV as a permanent residence or for vacation, you’ll have one less thing to worry about knowing you, your passengers, and your vehicle are protected under a custom RV insurance policy.

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Watercraft Insurance Partners