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Workers Compensation Insurance

You likely know all your employees on a first-name basis. They’re like family, and it’s important they feel safe while on the job and are taken care of when accidents happen. Workers Compensation Insurance will help cover the various costs that result from an employee’s job-related injury or illness. It’s designed to protect your business, while also providing for your employee in a time of need. Coverage is determined by the size of your payroll as well as the types of duties your employees perform. Notably, Workers Compensation Insurance is mandatory for all employers under Pennsylvania law, because no matter the number of risks the workday may present, accidents always happen.

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Medical Expense

Pay for an employee’s immediate or long-term treatment costs, including ambulance transportation, emergency room consults, hospital admission, surgery, medication, and rehabilitation services.

Lost Wages

Coverage can help you pay up to 67% of your employee’s weekly wage during recovery. And if needed, coverage can provide a lump sum for an employee’s disability or disfigurement.

Liability

Liability coverage is a catch-all for medical, legal, and other related costs for an employee’s job-related injury. It’s particularly important if you’re met with claims of negligence.

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General Liability

Risks are everywhere, and they certainly don’t discriminate who or what they claim. General Liability Insurance is one of the most important coverage options you can have as a business owner, as it will help protect you from a wide variety of risks.

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Commercial Auto

Whether you own, lease, or rent a vehicle for business use, Commercial Auto Insurance will protect you from common physical damage and liability claims, among other inconvenient expenses.

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Management Liability

Innovative leadership can propel a business forward, but this doesn’t mean mistakes aren’t made along the way. Management Liability Insurance includes three policies designed to protect your business from cases of misjudgment, poor oversight, and other human errors.

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Business Owner

Business Owners Insurance is an enhanced plan that combines general liability and property liability insurance into one convenient package, which ultimately saves you money. It’s also flexible and can include endorsements to cover specific risks, like cyber liability.

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Workers Compensation Insurance Partners