Renters Insurance, sometimes called Tenant Insurance, helps protect your personal property—such as clothing, furniture, bicycles, electronics, TVs, and computers—both inside your rental property and when you travel. Whether you rent an apartment, condo, house, or even a dorm room, a renters insurance policy can provide peace of mind if your belongings are damaged or stolen. It can also provide coverage if someone injures themselves in your residence and files a lawsuit against you. In fact, some landlords or property management companies may require you to have Renters Insurance for such instances.
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Make it easier to repair or replace items you own (clothing, electronics, furniture, appliances, etc.) even if they are damaged or stolen outside your rental. For luxury items, supplemental coverage is recommended.
Liability coverage helps pay for medical, legal, and other related costs if someone injures themselves on your property, particularly in the case of negligence. It also covers claims if you accidentally damage someone else’s property.
Loss of Use
If your rental is damage and uninhabitable due to a covered peril, loss of use or “additional living expenses” coverage helps pay for gas, food, hotel, and other costs while it undergoes reconstruction.
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Safeguard all aspects of life.
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